feat(panel): add Insert as FX — ReaSampler 9000 onto the selected track, preloaded with the focused capture, over the existing instrument-drop body

src/shell/actions/CLAUDE.md

@@ -43,6 +43,7 @@ is owned by other directories and only skinned here.
 - `package_export_action` — the "export bank as package" skin: survey and report first, confirm what is absent (and, separately, a destination being replaced), pick a destination, write. Every prompt in the flow lives here so `shell/package/export_bank` stays promptless. Read-only against the project — it holds the session by `const&`, so no ext-state write, generation bump or undo point is reachable. Registration rides `main.cpp`'s action table (`EXPORT_BANK_PACKAGE`); the panel's tab menu is the second skin over the same body.
 - `drag_out_win` — OS drag-out shell: Windows OLE `DoDragDrop`/`CF_HDROP`, copy-only (`DROPEFFECT_MOVE` not offered); macOS/Linux via `SWELL_InitiateDragDropOfFileList`.
 - `instrument_drop_win` — instrument-drop shell: `probeDropTarget` resolves a screen point to a track + a `ReaperSurface` (via the pure `wire::classifyReaperSurface`, whose token rules `core/wire/CLAUDE.md` owns), and the drop half adds a ReaSampler 9000 instance and applies the dragged capture's state via a transient `.vstpreset` + `TrackFX_SetPreset` (the former `TrackFX_SetNamedConfigParm` "vst_chunk" write was silently unappliable for VST3). Exposes `loadInstrumentOntoTrack` (inner half, no own undo block) and `performInstrumentDrop` (wraps in its own undo block). **Never captures, never writes the bank, never inserts a timeline item.**
+- `insert_fx_action` — the "Insert as FX" verb: a second ENTRY POINT to `instrument_drop_win`'s drop body (the bank panel's Placement button and a bindable action), loading the panel's focused capture onto the first selected track. Owns no insert logic of its own — it resolves the selection, folds `core/ui/insert_fx_enable`, and calls `performInstrumentDrop` (which keeps the one undo block). Refuses visibly on every failing precondition; the panel button additionally paints dead for the two panel-local ones.
 - `arrange_drop_win` — the drag-out gesture's arrange outcome: `arrangeTimeAtScreenX` (pointer column → time via `GetSet_ArrangeView2`'s one-pixel-span reading — inferred, not SDK-documented) and `performArrangeDrop` (snap the drop time, then one `InsertMedia` per capture on the pointer's track — assumed, not confirmed, to land end-to-end via REAPER's own cursor advance — in ONE undo block, counting only InsertMedia's reported successes, with the caller's track selection and edit cursor restored). The one timeline-placing shell here, per the invariant above; it never captures and never writes the bank.
 - `package_import_action` — the bindable / bank-menu / file-drop skin over `shell/package`'s `importBankPackage`. Owns the **ledger gate**, which runs BEFORE the file picker (a refusal must not cost the user a file choice) and is keyed on the session's `LedgerStatus` alone — never on `PruneReport::blockedByTracking`, whose undecodable-`rsusage_*` arm governs deletion-time protection and would refuse an import that only writes birth records. Builds and shows every message the import produces, but the ledger-refusal body itself is `core/package::ledgerRefusalMessage` — a pure fold this TU only supplies the channel-correct namespace to — so the wording is assertable without a DAW. `doImportBankPackage`/`doImportBankPackageFile` return the minted bank id on a landed import (empty otherwise) so a caller can focus it; the verb itself is promptless.
 - `ingest` — ingest-through-the-bank shell on the EXTENSION side: three surfaces — (1) arrange capture→bank→assign (bindable action), (2) Media-Explorer import→bank→instrument on the selected track, (3) file drop onto the bank panel→bank only. Only surface (1) writes the `assignment_request` ext-state wire. **ingest NEVER inserts a timeline item.** Surface (2)'s action is the one in this directory published into a NON-main action section (Media Explorer) as well as Main — two ids, one handler, two dispatch hooks; see root `CLAUDE.md` §"REAPER extension contract" for the mechanism.